Category: property

What obligations can you insist upon in a property sale?

What obligations can you insist upon in a property sale?

If you’re in the business of selling something, once the deal is done, that item pretty much becomes the new owner’s to do with as they wish. Even if it’s a cherished jacket or a watch that you’ve held onto for years, you can’t dictate what the new owner does with it after the sale is complete and you’ve let it go.

That being said, there are times when things can get a bit more complicated. Just because you’ve sold something doesn’t mean you can insist that the buyer keeps your wall colours or forbid them from making renovations. However, in certain situations, you may be able to set some terms that they should follow or at least consider as a polite request.

So, where do we draw the line? Let’s have a look at three examples that might help clarify things. Here’s some advice to ponder:

Restrictive covenants

Restrictive covenants are legal agreements that get attached to your property’s title deeds and they stick around indefinitely. So, when you sell your house, these rules automatically pass on to the new owner – whether they’re on board or not. You may need to go through a legal process to get these in place, but once you do, they become part of the deed. For example, it could mean keeping certain architectural features intact; like preserving a distinctive vernacular roof that’s maintained by roof thatchers every decade, maintaining gardens in specific ways or even having guidelines on what colours you’re allowed to paint your house.

While they may seem a bit controlling, they’re usually there for good reasons, like preserving the character of a historic neighbourhood or protecting everyone’s property values.

Recommendations & friendly advice

When it comes to passing on your home to the new owners, sharing some friendly advice can go a long way. Think about the little quirks or maintenance tips you learned along the way – like which plumber has experience in how to handle that old heating system or the trick to opening the back gate without a struggle. Framing this advice as helpful suggestions rather than demands makes it more likely to be appreciated. After all, who wouldn’t want a heads-up that could save them time and money? Since they’ve already invested in the property, it’s a win-win to mention those minor issues.

Local listed building obligations

Now, if your home is a listed building, there are some legal obligations that come with it. These responsibilities automatically transfer to the new owners, no matter what anyone thinks. The protections in place are meant to preserve historically significant buildings for future generations, and they take precedence over the new owners’ preferences. So, they’ll inherit the same duties you had in maintaining the building’s historic importance and charm. If you’ve been diligent about getting the right permissions for any changes and using suitable materials for repairs, they’ll need to follow suit. This information should definitely be shared before you finalise the sale.

Out of a sense of responsibility, it’s a good idea to ensure potential buyers fully understand what they’re getting into. Some folks may buy a listed building without realising the restrictions and costs that come with it. While you’re not obligated to do this, most people who care about the property will want to help the new owners succeed.

With this advice in hand, we hope you can seamlessly incorporate these obligations into your property sale, and do it in the right way.

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A guide to home renovations – How to build your own home

A guide to home renovations - How to build your own home

Building your own home is such an exciting project! But once you dive into the details, it can quickly become a bit overwhelming. Don’t worry, though – there’s a wealth of helpful information out there to guide you through when you feel lost.

When it comes to any home renovations, especially if you plan to build your own home from the ground up, a lot of planning and preparation is essential. Here are a few tips to help you kick off the journey toward creating the home you’ve always dreamed of.

1. Get your planning and design rolling

Planning and design are crucial parts of any home renovation and, of course, when you’re building a house from scratch. It’s easy to rush through this stage in your excitement, or to think you can just keep everything in your head to share with suppliers and contractors.

But for a big project like this, you really want to plan and design everything down to the last little detail. This way, you can ensure that everything is communicated just as you envision it, helping you avoid any disappointments during the building process.

2. Know your budget and estimate wisely

Understanding your budget is key to making fair and accurate estimates for your project. It’s a good idea to think about what you believe things will cost, as some materials and services may end up being pricier than you expect.

By overestimating your costs, and including a contingency, you’ll ensure that you have enough funds to cover everything, allowing the project to proceed smoothly and meet your standards.

3. Secure all necessary permits and planning permissions

When it comes to building a home or undertaking any renovation, obtaining the right permits and planning permissions is vital.

If you start work without these approvals, you could find yourself having to undo everything you’ve done, which means losing both time and money. So, make sure you have all your paperwork in order before you begin!

4. Work with the right suppliers and contractors

There are some fantastic suppliers and contractors out there, but let’s be realistic – there are also quite a few you’d want to steer clear of. While home builders are plentiful, it’s crucial to choose the right one, no matter how much digging you have to do to find the perfect fit for your home.
Tap into your network – ask friends and family for recommendations, and don’t forget to check online reviews to guide your decision.

5. Always keep in communication, and expect delays to happen

Staying in touch throughout the project is key. It ensures that everyone involved is on the same page and actively working towards the goal. Builders and contractors can sometimes take their sweet time, so being a client who regularly checks in for updates can really help keep things moving. Just remember, it’s important to accept that delays are a part of the process.

These tips will set you on the right path to building your dream home, so make sure to put them into action when needed!

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Key issues to address before you exchange contracts – Tips for buyers

Key issues to address before you exchange contracts - Tips for buyers

Buying a property can feel like a wild roller coaster ride. Often, putting in an offer is just the beginning of the journey. There are plenty of twists, turns and emotional ups & downs along the way. If you think you’ve found ‘the one’ in your home search, it’s important to be absolutely sure before you sign any contracts. Legally, you have the right to back out, renegotiate or change your mind at any point before you officially become the owner. In this guide, we’ll point out some key things to consider before you put pen to paper and exchange contracts.

Home survey red flags

Before you dive into buying a house, it’s always smart to get a thorough home survey. Whether you’re head over heels for a shiny new build or a charming, albeit worn-down barn, knowing what you’re getting into is essential. Older properties that clearly need some love come with a higher risk of hidden damage and costly repairs, but don’t be fooled – new homes can have their own set of issues too. A survey will provide you with a detailed look at the property’s condition. If you’re eyeing a fixer-upper or an older home, it’s wise to invest in the most comprehensive survey available.

Keep an eye out for red flags like severe dampness, mould, electrical problems and structural damage. Issues with roofing and plumbing can also lead to hefty repair bills. If your survey uncovers any problems, it’s a good idea to get quotes to see how much you may need to spend. Reach out to reputable companies that specialise in damp proofing services, roof repairs, rewiring and water damage restoration. Compare quotes and gather information about costs and timelines. With this knowledge in hand, you can decide whether to stick with your original offer, adjust it, negotiate with the seller or walk away altogether.

Mortgage issues

Navigating the mortgage application process, house hunting, making an offer and dealing with all the legalities can take quite a bit of time. Sometimes, people’s circumstances change during this lengthy process, which can complicate things further.

In conclusion, buying a property can be quite the adventure, often filled with unexpected challenges. That’s why it’s so important to carry out detailed home surveys and stay alert during the mortgage process. By equipping yourself with the right information and being ready to negotiate – or even walk away if needed – you can confidently steer through this wild ride and make smart choices about your future home.

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Putting your home on the market? Transform your property into a buyer’s dream before the viewings begin

Putting your home on the market? Transform your property into a buyer’s dream before the viewings begin

You’ve decided to take the plunge and sell your home. Exciting times ahead! However, before you even think about the “For Sale” sign outside your front door, there’s crucial groundwork to lay. Preparing your home for prospective buyers is essential for attracting the right offers and, ultimately, selling your property quickly and at the best possible price. Think of it as putting your best foot forward – you want your house to make a stellar first impression.

This isn’t just about cleaning and tidying up (though that’s definitely on the list!). It’s also about showcasing your home’s potential and allowing buyers to imagine themselves living there. Here’s a comprehensive checklist to successfully putting your home on the market:

1. Declutter & depersonalise: The foundation of staging

This is perhaps the most important step. Buyers need to see the house, not your belongings. Here’s what to focus on:

  • Declutter:
    • Go room by room and ruthlessly eliminate anything you don’t need or use. Be honest with yourself!
    • Pack away seasonal items, excess furniture, and anything that clutters surfaces.
    • Consider renting a storage unit to keep these items out of sight.
    • Don’t forget the garage and attic!
  • Depersonalise:
    • Remove personal photos, trophies and collections. While these reflect your life, they can distract buyers from seeing themselves in the home.
    • Neutralise the décor. Paint over bold colours with neutral tones like beige, grey or often maligned, magnolia.
    • Replace overly personalised artwork with universally appealing pieces.

2. Deep clean: Shine & sparkle!

A clean home signals that it’s well-maintained. Here’s where to concentrate your efforts:

  • Throughout the house:
    • Dust everything meticulously, from ceiling fans to skirting boards.
    • Wash windows and mirrors inside and out.
    • Vacuum or mop all floors.
    • Clean carpets and rugs professionally.
    • Pay special attention to kitchens and bathrooms.
  • Kitchen:
    • Clean appliances inside and out.
    • Scrub worktops and splash-backs.
    • Organise cabinets and pantry (buyers will peek!).
  • Bathrooms:
    • Scrub toilets, showers and baths.
    • Clean grout.
    • Replace shower curtains.
    • Remove personal toiletries.

3. Carry out necessary repairs: Address the obvious

Small repairs can make a big difference. Addressing them upfront demonstrates that you care for your home and can prevent potential deal-breakers.

  • Here’s a list of common repairs to consider:
    • Fix leaky taps and running toilets.
    • Repair cracks in walls or ceilings.
    • Replace broken light fixtures.
    • Fix sticking doors and windows.
    • Repair or replace damaged flooring.
    • Address any visible signs of mould or water damage.
    • Touch up paint where needed.

4. Enhance curb appeal: First impressions really matter!

The exterior of your home is the first thing that potential buyers see. Make sure it makes a positive impression by giving it some curb appeal.

  • Focus on these areas:
    • Mow the lawn and trim hedges.
    • Plant flowers and add a touch of colour to the landscape.
    • Clean gutters and downpipes.
    • Power wash the exterior of the house and driveway.
    • Repaint or stain the front door.
    • Make sure the porch light is working.
    • Repair or replace any damaged siding or roofing.

5. Consider staging: Take it to the next level

If you want to really maximise your home’s appeal, consider professional staging. A stager can help you arrange furniture, add accessories, and create a welcoming atmosphere that highlights your home’s best features. This can be especially helpful for vacant properties.

6. Provide high-quality photos: Showcase online appeal

In today’s market, most buyers start their search online. High-quality photos are crucial for attracting their attention. As part of their service, most estate agents visit a property and take their own but, if you want your home to stand out from the rest, consider providing your own.

  • Here’s what to keep in mind:
    • Hire a professional photographer if possible.
    • Make sure the house is clean and staged before the photoshoot.
    • Take photos during the day with plenty of natural light.
    • Capture the best angles of each room.
    • Include photos of the exterior, garden and any special features.

By following these steps, you’ll be well-prepared to put your home on the market and attract serious buyers. Remember, a well-prepared home can sell faster and for a better price. Good luck!